b'Step 8:Start Thinking About Paying for CollegeRead pages 39-52 of theGuide.By planning early, you will be prepared to pursue a financial aid award that will make attending college possible for you. Understanding how to break down college costs and apply for financial aid is critical when choosing a college.Learn about the types of financial aid In addition to the FAFSA, some colleges and universitiesGrants (such as Federal Pell) are considered require students to complete the College Scholarship gift aid and do not have to be repaid. PHEAA, Service Profile (CSS Profile), which collects informationwww.pheaa.org, is available for residents for financial aid decisions.You are eligible to receive of Pennsylvania. CSS Profile fee waivers if you are a domestic under-graduate student whose family income is less than Scholarships can range from a few hundred dollars$100,000. The application opens Fall 2025. It isto the entire cost of your education, and do not needavailable at https://cssprofile.collegeboard.org.to be repaid.Loans (such as Federal Direct Loans and privateLearn the seven steps to conquer the FAFSAstudent loans) have to be repaid with interest. With your family, look over the FAFSA tips andFederal work-study provides you with part-timeresources on pages 44-45 of the Guide for step-by-employment on campus. step instructions on completing the FAFSA. Be on alert for when the 2025 FAFSA will be available. The FAFSA Familiarize yourself with requires taxes from two years ago, so you will need the FAFSA and CSS Profile your 2023 taxes to file.The Free Application for Federal Student Aid (FAFSA) Use the net price calculatorsis available at https://studentaid.gov/h/apply-for-aid/fafsa. You must complete and submit this form toNet price calculators are federally mandated to be onthe U.S. Department of Education to be eligible for allall college and university financial aid websites to provide financial aid from the federal government, your state,a financial aid estimate based on cost of attendance. and the college you ultimately choose to attend. ManyVisit http://collegecost.ed.gov/net-price to searchcolleges also require you to submit the FAFSA to befor different schools calculators and to learn more.considered for major scholarships. We recommend you submit your FAFSA promptly to be considered Research scholarship opportunitiesfor the best financial aid opportunities available. See pages 51 and 52 of the Guide for a list ofscholarships and scholarship search engines.'