b'46GROW Graduating On Time:YOURYOUR The average time to obtainFUTURE a college degree is longer than four years, and this has become more common since the onset Ursinus Collegeof COVID-19. While it is true that the least expensive way to get a degree is to finish Grow YOUR FINANCIAL AID PACKAGEGrow in four years or less, there is some fundingGrow YourGrow Your Grow lege.Understand Your Financial Aid Packageavailable dur Your ing a fifth or sixth year of col Grow GrowGrow GrowFutureFuture YourYour Pell Grants can be used for up to 12 semesters;Future Meet Tammy Anderson, a hypothetical student Your YourYour YourFuture Future who will be attending Futures University, a fictitious institutional financial aid varies, but will often be granted for a fifth year if needed. Future FutureFuture Futurestate-related university in Pennsylvania.The total cost for Tammys first year at Futures University THE CSS PROFILE is $38,200, calculated as follows:About 400 colleges and scholarship programs requireTuition:$21,300applicants to fill out the CSS Profile in addition to the FAFSA.Room and Board:$11,380 To determine if your school requires the CSSBooks and Supplies:$1,920Profile, to access a copy of the Profile, and for tips Personal Expenses:$3,600on filing, visit http://cssprofile.collegeboard.org.TOTAL COST OF ATTENDANCE:$38,200 Once submitted, the College Board will send yourTammy filed her FAFSA in October 2022, and she Profile to the schools and scholarship programs received notice of her financial aid package from you list. Futures University in March 2023. The cost for sending your report to one school or program is $25. Additional reports cost $16 each.Review Tammys financial aid award letter and the Fee waivers are available if you meet income accompanying notes on p. 47 to become familiar eligibility requirements. The College Board will with how the components of a financial aid package notify you if you qualify for a fee waiver after fit together.you complete the application. Compare Your Financial Aid Packages From each college to which you are accepted, youwill receive a financial aid award letter similar tothe letter Tammy received from Futures University. Your financial aid award letter can be accessed onyour college portal and may also arrive in the mail. Each financial aid package you are offered will be unique and will likely include a combination of grants, loans, Federal Work-Study, and scholarships. Use the College Cost Calculator on p. 48 to compare the costs of attending the schools to which you were accepted and the financial aid offered by each school. By making this comparison you will identify the West Chester University school that is the best financial fit for you.'